Like every other city in Texas Insurance in Houston TX is mandatory. You are required by law to have liability insurance limits for bodily injury coverage of $30,000 per person and $60,000 per accident. You must carry at least $25,000 for property damage liability. These limits were recently raised in January of 2011. It has been estimated that as many as one in five drivers in Texas are driving without car insurance.
While driving, carry proof of insurance in Houston TX. You will receive an insurance card when you purchase your auto policy. A police officer will generally ask for proof of insurance if you are pulled over. You will need proof of insurance if you are involved in an accident. The insurance card will have the effective date of the insurance listed on it as well as other useful information like the policy number for filing claims.
A police officer can confirm whether you have insurance in Houston TX. A verification system called Texas Sure is being used to track whether a vehicle has liability coverage on it. Police officers are able to check on insurance electronically during a traffic stop. This system also prevents the practice of people cancelling their car insurance after their vehicle is registered.
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