Your credit score is important for premium price of insurance in Austin TX. Having a good credit history can elevate your credit score. This can lead to receiving a better price on your insurance. There are some myths about credit reporting that are commonly accepted, but are not accurate. It is important to be aware of these myths.
Cheap insurance in Austin TX can be attained through good credit. Many people believe that the three credit bureaus share information about their clients with each other. Your credit score can vary greatly depending on which credit bureau you contact, because these agencies work independently and do not share information with each other. It is important to contact all three of the bureaus, TransUnion, Equifax and Experian, to make sure there are not any discrepancies between the information being reported.
Insurance in Austin TX is easy to get. Another common myth is that when you are married your credit history automatically merges with your spouse’s history. This also is not accurate. Your credit history will not merge with your spouse, but until you have a joint credit card account, you will not have joint credit history.